Self Employed Workers Getting Turned Down for Mortgages.
The Wall Street Journal never disappoints when it comes to their investigative journalism. According to a real estate article published earlier this week, self employed workers are increasingly being...
View ArticlePersonal Finance Equations You Should Know: the Amortization Equation
Amortization is probably one of the most ubiquitous financial concepts that encompasses our daily lives, but yet, few of us know what it means, how it works, much less, how the monthly payments on all...
View ArticleCan Google’s ‘Insights for Search’ Make You a Better Investor?
Earlier today, I stumbled across one of Google’s many data mining gadgets called “Insights for Search” and before I knew it, two hours of my day were gone. Basically, Insights For Search is just like...
View ArticlePersonal Finance Equations You Should Know: the Leverage Ratios
If you’re a believer in The Stuff You Own Ends Up Owning You philosophy, it’s only natural that you should spend a few minutes of every month actually calculating how much, if any, that you’re...
View ArticlePay Extra for Turnkey Real Estate or Save with Fixer Upper?
For some time now, I’ve been considering becoming a real estate investor (>1 property) once again. Even though real estate prices haven’t found their absolute bottom yet (my non-professional...
View ArticleHomeowner Fires Realtor, Gives Away Mercedes Benz to Sweeten Deal
Think the economy is improving and homeowners aren’t desperate to sell? Think again. This motivated seller is obviously dissatisfied with his Realtor’s performance, and decided to sweeten the pot with...
View ArticleWe’re Only Halfway Through the Foreclosure Problem
For those who believe the financial crisis has passed us by and the real estate market is set for a super quick rebound, here’s an unpleasant dose of reality for you. For every 1 family who got a...
View ArticleStrategic Defaults: I Hate to Say ‘I Told You So’ but…
I’m not much for saying “I told you so” regarding my trends that will influence the markets in 2010, but this story of a young professional getting a free bachelor pad in the gorgeous sunshine state of...
View ArticleThe Social Stigma of Foreclosure is Ending
There is safety in numbers. Or so says the old adage tells us. So with nearly 25 percent of all U.S. homes underwater, and estimates as high as 20 percent of all foreclosures being strategic defaults,...
View ArticleShould Lenders Have Known Better?
I ran across an interesting article in the New York Times today where it would appear that consumer psychology among homeowners in foreclosure has taken a change for the worse, or better, depending...
View ArticleReal Estate Sales: A Record Fall to Record Low
I find it mildly amusing when Main Stream Media (MSM) suggests that bloggers, and industry professionals who rely upon the Internet to disseminate their professional opinions/research, should not be...
View ArticleWhen Will Real Estate Investors Get Government Stimulus Funds?
Many, dare I say most, people believe that real estate investors caused the real estate bubble. At the risk of upsetting the entire mainstream and non-real estate investing crowds, I don’t believe...
View ArticleBenefits of an Adjustable Rate Mortgage
Adjustable rate mortgages are loans that offer the buyer low interest rates for some set period of time, such as five years. These rates will fluctuate depending on the prevailing market interest rate....
View ArticleWhy are Home Foreclosures Picking Up in 2012?
After several months of improvement, we are beginning to see home foreclosures pick up again. Last month, data showed that nearly half of states are seeing a dramatic increase in foreclosures. It’s not...
View ArticleIt’s Harder Than Ever to Get a Mortgage and It’s Only Going to Get Worse
It’s becoming clear that one of the largest casualties to the collapse of the housing bubble has been easy access to mortgages. A number of changes to lending procedures has and will be restricting the...
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